Private Vehicle Purchases

Buy Direct With Confidence

Broker support for the finance, ownership checks and settlement steps involved when buying a vehicle directly from its owner.

Transaction Checks

Understand the seller and vehicle information a lender needs.

Coordinate approved funds and purchase documentation.

Your broker helps keep the application and purchase clear.

What You Can Finance

Your broker considers the asset or funding purpose alongside your circumstances and relevant lender criteria.

Cars sold by private owners

Used utes and light vehicles

Eligible enthusiast vehicles

Interstate private purchases

Replacing a financed car

Direct seller settlements

Simple Process

Submitting the initial pre-check does not itself affect your credit score. Consent is obtained before any formal credit enquiry.

Prepare With Confidence

Requirements vary by lender and scenario. Your broker will confirm what applies.

Access to a broad lender panel

Client Reviews

Common Questions

Yes. Lenders may require additional checks to verify the seller, ownership, value and settlement account.

Consider making any deposit subject to finance and satisfactory checks.

An existing security interest may need to be paid out as part of settlement.

Potentially, although transport, inspection and registration requirements may apply.

Start with a short, no-obligation pre-check or speak with a broker.