Privacy Disclosure Statement and Consent

1. Information We Collect

When you make an enquiry or apply for finance through Xcellerated Loans, we may collect personal, financial and credit-related information from you. This may include your full name, date of birth, contact details, residential address, employment or business details, income information, expenses and liabilities, asset and vehicle details, bank statements, payslips or financial documents, identification documents, credit history, details about the finance you are seeking, and any other information reasonably required to assess and process your finance application.

Where the application relates to a company, trust, partnership or business, we may also collect information about directors, shareholders, trustees, partners, guarantors or other relevant parties.

2. Why We Collect Your Information

We collect your information so that we can assist you with finance-related services, including assessing your finance requirements and objectives, conducting an initial finance pre-assessment, assessing your personal, consumer, commercial or business finance application, sourcing suitable finance options from our lender panel, preparing and submitting finance applications, liaising with lenders and relevant parties, managing the application and settlement process, and complying with legal obligations.

3. How Your Information May Be Used

You consent to your information being used for purposes reasonably connected with arranging finance or related services for you, including assessing eligibility, comparing options, identifying suitable credit providers, submitting applications, and meeting compliance requirements.

4. Disclosure of Your Information

You consent to Xcellerated Loans and National Loans Pty Ltd disclosing your personal and credit information to third parties where reasonably necessary to assist with your finance application or related services. This may include disclosure to credit providers, credit reporting bodies, insurers, aggregators, motor dealers, asset suppliers, accountants, guarantors, settlement agents, and regulatory authorities.

5. Credit Reporting Consent

You authorise Xcellerated Loans, National Loans Pty Ltd and relevant credit providers to obtain, use and exchange credit reporting information about you where reasonably necessary to assist with your finance application. This may include obtaining information from a credit reporting body about your consumer or commercial credit worthiness.

6. Disclosure to Credit Providers

We may submit your application to one or more credit providers. Those credit providers may collect information about you from credit reporting bodies and may also disclose information about you to credit reporting bodies, where permitted by law.

7. Company Directors and Guarantors

Where the applicant is a company, trust, partnership or business, and you are a director, trustee, partner, shareholder, applicant or guarantor, you consent to your personal and credit information being collected, used and disclosed in connection with the finance application.

8. Insurance and Related Services

If you request insurance or other related services, you consent to your personal information being disclosed to insurers or relevant service providers so that quotes, options or applications can be arranged.

9. Your Rights

You have the right to request access to the personal and credit information held about you, request correction of information if it is inaccurate, request a copy of the relevant privacy policy, and make a complaint if you believe your information has not been handled correctly.

10. Access, Correction and Privacy Enquiries

If you wish to access or correct your information, request privacy documents, or make a privacy-related enquiry, you may contact:

11. Authority to Obtain Credit Reporting Information

By signing this document, you authorise Xcellerated Loans, National Loans Pty Ltd and relevant authorised parties to request and obtain credit reporting information about your consumer and/or commercial credit worthiness from a credit reporting body.